First-Time Car Buyer in Calgary, Alberta


First-Time Car Buyer in Calgary, Alberta

Buyers in Alberta and the surrounding areas can check our services in our dealership, Big 4 Motors, based in Calgary. Our Finance Centre comprises qualified car financial experts committed to ensuring that you get the best deal possible. You can visit our dealership for other inquiries, including our trade-in plans.

How Do I Buy a Car For the First Time in Canada?

Buying a car is a substantial financial commitment, and therefore, it should be treated as one. The following are some of the key considerations when buying a car for the first time:

Do your research

Research the type of vehicle you're after, compare specifications, pricing, and reviews, and then narrow down to a specific choice. This research can be carried out online or by physically visiting dealerships.

Identify your financing options

The most common options are usually leases and car loans. Choose the best option that suits your circumstances.

Know your monthly budget for payment

Before buying, have a general idea of how much interest the lender charges and what rate you will pay.

What Is a Good First Car in Canada?

The choice of the vehicle depends on the buyer's taste and their specific needs. It usually varies from one person to another. For instance, when it comes to midsize sedans, the Mazda 3 is a great option; in the large car category, the Kia K5 may come in handy; Subaru Crosstrek in the small utility segment; Ram 1500 in the pickup pool, among many others.

What Is a Good Credit Score for a First-Time Car Buyer?

Getting a financing deal for your car can be tricky. In Canada, there is no minimum credit score for a car loan. However, the downside is that the lower your score, the more you are likely to be limited when it comes to financing options. Luckily, most lenders in Canada still prefer their applicants to be in the 630 to 650 bracket. This credit score may also vary from one lender to another. Dealerships are also now integrated into the financing process, a move that has been very helpful for buyers. Explore our new inventory today and begin the process towards ownership.


Big 4 Motors Ltd.

7330 MacLeod Trail South
Directions Calgary (Highfield / Burns Industrial), AB T2H 0L9

  • Sales: 403-252-6671
  • Service: 403-252-6671
  • Parts: 403-252-6671

The form is submitted using an HTTPS form action. All sensitive data is encrypted before transmission and is never sent as clear-text.

* Indicates a required field

Contact Information


Address Information

Back Continue

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure that your private information is kept private and only shared with those companies that are authorized by yourself or that are allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of non-public personal information. For example, if we sell or lease you a vehicle—extending credit to you at your request—we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by provincial or federal agencies, such as the Department of Motor Vehicles or the Canada Revenue Agency. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with provincial and federal law. We restrict access to non-public personal information about you to those employees and outside contractors who need to know the information to provide goods or services to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your non-public personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), to respond to court orders and legal investigations, or to report to credit bureaus.

B) For the purposes of processing a sale or lease transaction at your request or authorization, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract, or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers, we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose for which it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company that we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
Back Continue

Commercial Electronic Message Consent

I consent to receive electronic messages from Big 4 Motors Ltd. containing sales promotions, product offers, special events and other information relating to their products and services. I understand that I may withdraw consent at any time. Please refer to our Privacy Policy or Contact Us for more details.
  1. Big 4 Motors Ltd.

    7330 MacLeod Trail South
    Calgary (Highfield / Burns Industrial), AB T2H 0L9

    • Sales: 403-252-6671
Loading Map...

Get in Touch

  • Contact our Sales Department at: 403-252-6671
  • Monday8:00am-8:00pm
  • Tuesday8:00am-8:00pm
  • Wednesday8:00am-8:00pm
  • Thursday8:00am-8:00pm
  • Friday8:00am-6:00pm
  • Saturday9:00am-6:00pm
  • SundayClosed